/* Custom Dark Theme Styles for Banca Landing Page */

:root {
  --dark-bg: #ffffff;
  --dark-card-bg: #f8f9fa;
  --dark-text: #212529;
  --dark-text-muted: #6c757d;
  --accent-blue: #0d6efd;
  --accent-blue-light: #4f9cf9;
  --accent-green: #198754;
  --accent-orange: #fd7e14;
}

/* Global Dark Theme */
body {
  background-color: var(--dark-bg);
  color: var(--dark-text);
  font-family: "Inter", sans-serif;
}

/* Header and Logo Styles */
.header-area {
  position: fixed;
  top: 0;
  left: 0;
  right: 0;
  z-index: 1000;
  background: rgba(255, 255, 255, 0.95);
  backdrop-filter: blur(10px);
  border-bottom: 1px solid rgba(0, 0, 0, 0.1);
  transition: all 0.3s ease;
}

.header-area.scrolled {
  background: rgba(255, 255, 255, 0.98);
}

.navbar {
  padding: 15px 0;
}

.navbar-brand {
  padding: 0;
  margin: 0;
  transition: transform 0.3s ease;
}

.navbar-brand:hover {
  transform: scale(1.05);
}

.logo-text {
  font-family: "Inter", sans-serif;
  font-size: 26px;
  font-weight: 700;
  letter-spacing: -0.5px;
  background: linear-gradient(
    45deg,
    var(--accent-blue),
    var(--accent-blue-light)
  );
  -webkit-background-clip: text;
  -webkit-text-fill-color: transparent;
  padding: 5px;
  text-shadow: 0 1px 3px rgba(0, 0, 0, 0.1);
}

.logo-text span {
  display: inline-block;
}

.logo-text .logo-main {
  color: #0f172a; /* Deep Navy */
}

.logo-text .logo-sub {
  color: #0891b2; /* Professional Teal */
  font-size: 14px;
  font-weight: 500;
  margin-left: 8px;
  border: 1px solid #e2e8f0; /* Platinum Silver */
  padding: 2px 6px;
  border-radius: 6px;
  background-color: #f8fafc;
}

/* Footer Logo Styles */
.footer-logo .logo-container {
  background: linear-gradient(135deg, #1e293b 0%, #0f172a 50%, #020617 100%);
  border-color: rgba(148, 163, 184, 0.2);
}

.footer-logo .logo-main {
  font-size: 26px;
  background: linear-gradient(45deg, #f1f5f9 0%, #e2e8f0 50%, #cbd5e1 100%);
  -webkit-background-clip: text;
  -webkit-text-fill-color: transparent;
  background-clip: text;
}

.footer-logo .logo-main::after {
  background: linear-gradient(90deg, #f1f5f9, #cbd5e1);
}

.footer-logo .logo-sub {
  background: linear-gradient(90deg, #94a3b8, #cbd5e1);
  -webkit-background-clip: text;
  -webkit-text-fill-color: transparent;
  background-clip: text;
}

.footer-logo .logo-sub::before {
  color: #e2e8f0;
}

/* Mobile Responsive */
@media (max-width: 768px) {
  .logo-container {
    padding: 6px 12px;
  }

  .logo-main {
    font-size: 18px;
    letter-spacing: -0.5px;
  }

  .logo-sub {
    font-size: 10px;
    letter-spacing: 1.5px;
  }

  .footer-logo .logo-main {
    font-size: 22px;
  }
}

/* Animation for page load */
@keyframes logoEntrance {
  0% {
    opacity: 0;
    transform: translateY(-20px) scale(0.8);
  }
  100% {
    opacity: 1;
    transform: translateY(0) scale(1);
  }
}

.logo-container {
  animation: logoEntrance 0.8s ease-out;
}

/* Navigation Styles */
.navbar-nav {
  gap: 10px;
}

.nav-link {
  color: var(--dark-text-muted) !important;
  font-weight: 500;
  font-size: 15px;
  padding: 8px 16px !important;
  transition: all 0.3s ease;
  position: relative;
}

.nav-link:hover {
  color: var(--dark-text) !important;
  background: rgba(0, 0, 0, 0.05);
  transform: translateY(-1px);
}

.nav-link.active {
  color: var(--accent-blue) !important;
}

/* Dropdown Styles */
.dropdown-menu {
  background: var(--dark-card-bg);
  border: 1px solid rgba(0, 0, 0, 0.1);
  padding: 8px;
  margin-top: 8px;
  min-width: 200px;
}

.dropdown-item {
  color: var(--dark-text-muted);
  font-size: 14px;
  padding: 10px 16px;
  transition: all 0.3s ease;
  border: none;
}

.dropdown-item:hover {
  background: rgba(66, 133, 244, 0.1);
  color: var(--dark-text);
  transform: translateX(4px);
}

.dropdown-item:focus {
  background: rgba(66, 133, 244, 0.1);
  color: var(--dark-text);
}

/* Apply Now Button */
.btn-apply-now {
  background: linear-gradient(
    135deg,
    var(--accent-blue),
    var(--accent-blue-light)
  ) !important;
  color: white !important;
  font-weight: 600;
  padding: 12px 24px !important;
  text-decoration: none;
  transition: all 0.3s ease;
  border: none;
}

.btn-apply-now:hover {
  transform: translateY(-2px);
  color: white !important;
}

/* Mobile Navigation */
.navbar-toggler {
  border: none;
  padding: 8px;
  background: rgba(0, 0, 0, 0.1);
  transition: all 0.3s ease;
}

.navbar-toggler:hover {
  background: rgba(0, 0, 0, 0.15);
}

.navbar-toggler:focus {
}

.navbar-toggler-icon {
  background: none;
  width: auto;
  height: auto;
}

.navbar-toggler-icon i {
  color: var(--dark-text);
  font-size: 18px;
}

/* Mobile Dropdown Animation */
@media (max-width: 991px) {
  .navbar-collapse {
    margin-top: 20px;
    padding: 20px;
    background: rgba(248, 249, 250, 0.98);
    border-radius: 15px;
    border: 1px solid rgba(0, 0, 0, 0.1);
  }

  .dropdown-menu {
    background: rgba(0, 0, 0, 0.05);
    border: 1px solid rgba(0, 0, 0, 0.1);
    box-shadow: none;
    margin: 8px 0;
  }

  .logo-main {
    font-size: 18px;
  }

  .logo-sub {
    font-size: 11px;
  }

  .logo-icon svg {
    width: 35px;
    height: 35px;
  }
}

/* Smooth Scroll Offset for Fixed Header */
html {
  scroll-padding-top: 90px;
}

/* Header Animation on Scroll */
@media (min-width: 992px) {
  .navbar {
    transition: padding 0.3s ease;
  }

  .header-area.scrolled .navbar {
    padding: 10px 0;
  }

  .header-area.scrolled .logo-main {
    font-size: 18px;
  }

  .header-area.scrolled .logo-sub {
    font-size: 11px;
  }

  .header-area.scrolled .logo-icon svg {
    width: 38px;
    height: 38px;
  }
}

/* Hero Section */
.hero-area {
  background: linear-gradient(135deg, var(--dark-bg) 0%, #f8f9fa 100%);
  padding: 120px 0 80px;
  min-height: 100vh;
  display: flex;
  align-items: center;
  position: relative;
  overflow: hidden;
}

.hero-area::before {
  content: "";
  position: absolute;
  top: 0;
  left: 0;
  right: 0;
  bottom: 0;
  background: radial-gradient(
    ellipse at top right,
    rgba(79, 156, 249, 0.1) 0%,
    transparent 50%
  );
}

/* Animated Background Elements */
.hero-bg-elements {
  position: absolute;
  top: 0;
  left: 0;
  width: 100%;
  height: 100%;
  pointer-events: none;
  z-index: 1;
}

.bg-shape,
.bg-line,
.bg-dot,
.bg-pencil,
.bg-circle {
  position: absolute;
  transition: transform 0.3s ease-out;
}

/* Hero Background Animations */
@keyframes floatCube1 {
  0%,
  100% {
    transform: rotate(45deg) translateY(0px);
  }
  50% {
    transform: rotate(45deg) translateY(-10px);
  }
}

@keyframes floatCube2 {
  0%,
  100% {
    transform: rotate(30deg) translateY(0px);
  }
  50% {
    transform: rotate(30deg) translateY(8px);
  }
}

@keyframes floatCube3 {
  0%,
  100% {
    transform: rotate(60deg) translateY(0px);
  }
  50% {
    transform: rotate(60deg) translateY(-6px);
  }
}

@keyframes pulseLine1 {
  0%,
  100% {
    opacity: 0.7;
    transform: rotate(-30deg) scaleX(1);
  }
  50% {
    opacity: 0.9;
    transform: rotate(-30deg) scaleX(1.1);
  }
}

@keyframes pulseLine2 {
  0%,
  100% {
    opacity: 0.6;
    transform: rotate(45deg) scaleX(1);
  }
  50% {
    opacity: 0.8;
    transform: rotate(45deg) scaleX(1.15);
  }
}

@keyframes pulseLine3 {
  0%,
  100% {
    opacity: 0.5;
    transform: rotate(15deg) scaleX(1);
  }
  50% {
    opacity: 0.7;
    transform: rotate(15deg) scaleX(1.2);
  }
}

@keyframes pulseDot1 {
  0%,
  100% {
    transform: scale(1);
    opacity: 0.8;
  }
  50% {
    transform: scale(1.2);
    opacity: 1;
  }
}

@keyframes pulseDot2 {
  0%,
  100% {
    transform: scale(1);
    opacity: 0.7;
  }
  50% {
    transform: scale(1.3);
    opacity: 0.9;
  }
}

@keyframes pulseDot3 {
  0%,
  100% {
    transform: scale(1);
    opacity: 0.6;
  }
  50% {
    transform: scale(1.25);
    opacity: 0.8;
  }
}

@keyframes rotatePencil {
  0% {
    transform: rotate(-15deg);
  }
  25% {
    transform: rotate(-10deg);
  }
  50% {
    transform: rotate(-20deg);
  }
  75% {
    transform: rotate(-12deg);
  }
  100% {
    transform: rotate(-15deg);
  }
}

@keyframes rotateCircle {
  0% {
    transform: rotate(0deg);
  }
  100% {
    transform: rotate(360deg);
  }
}

/* Cubes */
.bg-cube-1 {
  top: 15%;
  left: 5%;
  width: 35px;
  height: 35px;
  background: linear-gradient(45deg, #4f9cf9, #6366f1);
  transform: rotate(45deg);
  opacity: 0.8;
  border-radius: 4px;
  animation: floatCube1 6s ease-in-out infinite;
}

.bg-cube-2 {
  top: 60%;
  left: 8%;
  width: 28px;
  height: 28px;
  background: linear-gradient(45deg, #10b981, #059669);
  transform: rotate(30deg);
  opacity: 0.7;
  border-radius: 3px;
  animation: floatCube2 8s ease-in-out infinite;
}

.bg-cube-3 {
  top: 80%;
  right: 15%;
  width: 42px;
  height: 42px;
  background: linear-gradient(45deg, #f59e0b, #d97706);
  transform: rotate(60deg);
  opacity: 0.6;
  border-radius: 5px;
  animation: floatCube3 7s ease-in-out infinite;
}

/* Lines */
.bg-line-1 {
  top: 25%;
  right: 20%;
  width: 120px;
  height: 3px;
  background: linear-gradient(90deg, transparent, #4f9cf9, transparent);
  transform: rotate(-30deg);
  opacity: 0.7;
  border-radius: 2px;
  animation: pulseLine1 5s ease-in-out infinite;
}

.bg-line-2 {
  top: 70%;
  left: 15%;
  width: 90px;
  height: 3px;
  background: linear-gradient(90deg, transparent, #10b981, transparent);
  transform: rotate(45deg);
  opacity: 0.6;
  border-radius: 2px;
  animation: pulseLine2 6s ease-in-out infinite;
}

.bg-line-3 {
  top: 40%;
  right: 5%;
  width: 140px;
  height: 3px;
  background: linear-gradient(90deg, transparent, #f59e0b, transparent);
  transform: rotate(15deg);
  opacity: 0.5;
  border-radius: 2px;
  animation: pulseLine3 7s ease-in-out infinite;
}

/* Dots */
.bg-dot-1 {
  top: 20%;
  right: 30%;
  width: 14px;
  height: 14px;
  background: radial-gradient(circle, #4f9cf9, #6366f1);
  border-radius: 50%;
  opacity: 0.8;
  animation: pulseDot1 4s ease-in-out infinite;
  box-shadow: 0 0 10px rgba(79, 156, 249, 0.3);
}

.bg-dot-2 {
  top: 50%;
  left: 10%;
  width: 11px;
  height: 11px;
  background: radial-gradient(circle, #10b981, #059669);
  border-radius: 50%;
  opacity: 0.7;
  animation: pulseDot2 5s ease-in-out infinite;
  box-shadow: 0 0 8px rgba(16, 185, 129, 0.3);
}

.bg-dot-3 {
  top: 85%;
  right: 25%;
  width: 16px;
  height: 16px;
  background: radial-gradient(circle, #f59e0b, #d97706);
  border-radius: 50%;
  opacity: 0.6;
  animation: pulseDot3 6s ease-in-out infinite;
  box-shadow: 0 0 12px rgba(245, 158, 11, 0.3);
}

/* Pencil Shape */
.bg-pencil {
  top: 35%;
  left: 15%;
  width: 60px;
  height: 9px;
  background: linear-gradient(90deg, #f59e0b, #fbbf24);
  border-radius: 4px;
  opacity: 0.7;
  transform: rotate(-15deg);
  animation: rotatePencil 8s linear infinite;
}

.bg-pencil::after {
  content: "";
  position: absolute;
  right: -12px;
  top: 50%;
  transform: translateY(-50%);
  width: 0;
  height: 0;
  border-left: 12px solid #f59e0b;
  border-top: 4.5px solid transparent;
  border-bottom: 4.5px solid transparent;
}

/* Circle */
.bg-circle {
  top: 10%;
  right: 10%;
  width: 50px;
  height: 50px;
  border: 3px solid rgba(79, 156, 249, 0.4);
  border-radius: 50%;
  opacity: 0.7;
  animation: rotateCircle 10s linear infinite;
  position: relative;
}

.bg-circle::before {
  content: "";
  position: absolute;
  top: 50%;
  left: 50%;
  width: 8px;
  height: 8px;
  background: #4f9cf9;
  border-radius: 50%;
  transform: translate(-50%, -50%);
  opacity: 0.8;
}

.hero-title {
  font-size: 3.5rem;
  font-weight: 700;
  line-height: 1.2;
  margin-bottom: 24px;
  color: var(--dark-text);
}

.text-underline {
  position: relative;
  display: inline-block;
  z-index: 2;
}

.text-underline::after {
  content: "";
  position: absolute;
  bottom: 13px;
  left: 0;
  right: 0;
  height: 10px;
  background: #72b1ff;
  border-radius: 2px;
  z-index: -1;
}

.hero-description {
  font-size: 1.125rem;
  color: var(--dark-text-muted);
  margin-bottom: 32px;
  line-height: 1.6;
}

.hero-content {
  position: relative;
  z-index: 10;
}

.hero-buttons {
  display: flex;
  gap: 16px;
  margin-bottom: 40px;
  position: relative;
  z-index: 10;
}

.btn-primary {
  background: linear-gradient(
    135deg,
    var(--accent-blue),
    var(--accent-blue-light)
  );
  border: none;
  padding: 14px 28px;
  border-radius: 8px;
  font-weight: 600;
  color: white;
  transition: all 0.3s ease;
}

.btn-primary:hover {
  transform: translateY(-2px);
  box-shadow: 0 10px 25px rgba(79, 156, 249, 0.3);
}

.btn-outline {
  background: transparent;
  border: 1px solid var(--dark-text-muted);
  color: var(--dark-text);
  padding: 14px 28px;
  border-radius: 8px;
  font-weight: 600;
  text-decoration: none;
  transition: all 0.3s ease;
}

.btn-outline:hover {
  background: var(--dark-text);
  color: var(--dark-bg);
}

.hero-stats {
  color: var(--dark-text-muted);
  font-size: 0.875rem;
}

/* Loan Calculator */
.loan-calculator {
  background: var(--dark-card-bg);
  border-radius: 16px;
  padding: 32px;
  border: 1px solid rgba(0, 0, 0, 0.1);
  box-shadow: 0 20px 40px rgba(0, 0, 0, 0.1);
  position: relative;
  z-index: 2;
}

.loan-calculator h3 {
  color: var(--dark-text);
  font-weight: 600;
  margin-bottom: 24px;
  font-size: 1.5rem;
}

.form-group {
  margin-bottom: 20px;
}

.form-group label {
  color: var(--dark-text);
  font-weight: 500;
  margin-bottom: 8px;
  display: block;
}

.form-control {
  background: rgba(0, 0, 0, 0.02);
  border: 1px solid rgba(0, 0, 0, 0.15);
  border-radius: 8px;
  padding: 14px 16px;
  color: var(--dark-text);
  font-size: 0.975rem;
  transition: all 0.3s ease;
  width: 100%;
}

.form-control:focus {
  background: rgba(0, 0, 0, 0.05);
  border-color: var(--accent-blue);
  outline: none;
  box-shadow: 0 0 0 3px rgba(79, 156, 249, 0.1);
}

.form-control::placeholder {
  color: var(--dark-text-muted);
}

.input-with-currency {
  position: relative;
}

.currency-symbol {
  position: absolute;
  right: 16px;
  top: 50%;
  transform: translateY(-50%);
  color: var(--dark-text-muted);
  font-weight: 500;
}

.input-with-currency .form-control {
  padding-right: 40px;
}

.btn-calculate {
  background: var(--accent-blue);
  color: white;
  border: none;
  padding: 16px;
  border-radius: 8px;
  font-weight: 600;
  width: 100%;
  transition: all 0.3s ease;
}

.btn-calculate:hover {
  background: var(--accent-blue-light);
  transform: translateY(-1px);
}

/* Why Choose Us Styles */
.why-choose-list {
  margin-bottom: 24px;
}

.choose-item {
  display: flex;
  align-items: flex-start;
  gap: 16px;
  margin-bottom: 24px;
  padding: 24px;
  background: #ffffff;
  border-radius: 12px;
  transition: all 0.3s ease;
  box-shadow: 0 6px 18px rgba(0, 0, 0, 0.08);
  border-left: 4px solid var(--accent-blue);
}

.choose-item:hover {
  box-shadow: 0 10px 25px rgba(0, 0, 0, 0.12);
  transform: translateY(-5px);
}

.choose-icon {
  width: 56px;
  height: 56px;
  background: linear-gradient(
    135deg,
    var(--accent-blue),
    var(--accent-blue-light)
  );
  border-radius: 50%;
  display: flex;
  align-items: center;
  justify-content: center;
  flex-shrink: 0;
  box-shadow: 0 5px 15px rgba(13, 110, 253, 0.2);
  border: 3px solid #ffffff;
}

.choose-icon i {
  color: white;
  font-size: 1.25rem;
}

.choose-content h4 {
  color: var(--dark-text);
  font-weight: 700;
  margin-bottom: 12px;
  font-size: 1.2rem;
}

.choose-content p {
  color: var(--dark-text-muted);
  margin: 0;
  line-height: 1.5;
  font-size: 0.95rem;
}

.satisfied-customers {
  color: var(--dark-text-muted);
  font-style: italic;
  text-align: center;
  margin: 0;
  padding: 20px 0 0;
  border-top: 1px solid rgba(0, 0, 0, 0.1);
}

/* 3 Steps Section */
.steps-section {
  background: var(--dark-bg);
  padding: 100px 0;
}

.section-badge {
  display: inline-block;
  color: var(--dark-text-muted);
  font-size: 0.875rem;
  font-weight: 500;
  letter-spacing: 2px;
  margin-bottom: 16px;
  text-transform: uppercase;
}

.section-title {
  font-size: 2.5rem;
  font-weight: 700;
  color: var(--dark-text);
  margin-bottom: 16px;
}

.section-subtitle {
  color: var(--dark-text-muted);
  font-size: 1rem;
  margin-bottom: 60px;
  line-height: 1.6;
}

.step-item {
  text-align: center;
  padding: 40px 24px;
  background: var(--dark-card-bg);
  border-radius: 16px;
  border: 1px solid rgba(255, 255, 255, 0.08);
  transition: all 0.3s ease;
  height: 100%;
}

.step-item:hover {
  transform: translateY(-5px);
  border-color: rgba(79, 156, 249, 0.2);
  box-shadow: 0 20px 40px rgba(0, 0, 0, 0.3);
}

.step-icon {
  width: 80px;
  height: 80px;
  background: rgba(79, 156, 249, 0.1);
  border-radius: 50%;
  display: flex;
  align-items: center;
  justify-content: center;
  margin: 0 auto 24px;
  border: 1px solid rgba(79, 156, 249, 0.2);
}

.step-icon svg {
  width: 40px;
  height: 40px;
}

.step-item h4 {
  color: var(--dark-text);
  font-weight: 600;
  margin-bottom: 16px;
  font-size: 1.25rem;
}

.step-item p {
  color: var(--dark-text-muted);
  line-height: 1.6;
  font-size: 0.95rem;
}

/* Manage Cash Section */
.manage-cash-section {
  background: var(--dark-bg);
  padding: 100px 0;
}

.manage-content .section-badge {
  display: inline-block;
  color: var(--dark-text-muted);
  font-size: 0.875rem;
  font-weight: 500;
  letter-spacing: 2px;
  margin-bottom: 16px;
  text-transform: uppercase;
}

.manage-content h2 {
  font-size: 2.5rem;
  font-weight: 700;
  color: var(--dark-text);
  margin-bottom: 24px;
}

.manage-content p {
  color: var(--dark-text-muted);
  font-size: 1rem;
  line-height: 1.6;
  margin-bottom: 32px;
}

.feature-list {
  list-style: none;
  padding: 0;
}

.feature-list li {
  display: flex;
  align-items: center;
  margin-bottom: 16px;
  color: var(--dark-text);
  font-weight: 500;
}

.feature-list li i {
  color: var(--accent-blue);
  margin-right: 12px;
  font-size: 1rem;
  width: 20px;
  height: 20px;
  background: rgba(79, 156, 249, 0.1);
  border-radius: 50%;
  display: flex;
  align-items: center;
  justify-content: center;
}

/* Invoice Composition */
.invoice-composition {
  position: relative;
  display: flex;
  align-items: center;
  justify-content: center;
  min-height: 450px;
  padding: 40px 0;
}

.main-card {
  max-width: 100%;
  height: auto;
  border-radius: 16px;
  box-shadow: 0 20px 60px rgba(0, 0, 0, 0.15);
  position: relative;
  z-index: 3;
}

.side-card {
  position: absolute;
  max-width: 200px;
  height: auto;
  border-radius: 12px;
  box-shadow: 0 15px 40px rgba(0, 0, 0, 0.1);
  z-index: 1;
}

.side-card-left {
  left: -120px;
  top: -20px;
  transform: rotate(-8deg);
  z-index: 1;
  max-width: 240px;
}

.side-card-right {
  right: -100px;
  top: 120px;
  transform: rotate(5deg);
  z-index: 2;
  max-width: 180px;
}

/* Text underline for "easily" */
.text-underline-blue {
  position: relative;
  display: inline-block;
  z-index: 2;
}

.text-underline-blue::after {
  content: "";
  position: absolute;
  bottom: 6px;
  left: 0;
  right: 0;
  height: 10px;
  background: #72b1ff;
  border-radius: 2px;
  z-index: -1;
}

/* Certes Financial Pros Difference Section */
.kpf-difference-section {
  background: var(--dark-card-bg);
  padding: 100px 0;
}

.difference-item {
  background: var(--dark-bg);
  padding: 32px 24px;
  border-radius: 16px;
  border: 1px solid rgba(255, 255, 255, 0.08);
  transition: all 0.3s ease;
  height: 100%;
  text-align: center;
}

.difference-item:hover {
  transform: translateY(-5px);
  border-color: rgba(79, 156, 249, 0.2);
  box-shadow: 0 20px 40px rgba(0, 0, 0, 0.3);
}

.difference-icon {
  width: 80px;
  height: 80px;
  background: linear-gradient(
    135deg,
    var(--accent-blue),
    var(--accent-blue-light)
  );
  border-radius: 50%;
  display: flex;
  align-items: center;
  justify-content: center;
  margin: 0 auto 24px;
}

.difference-icon i {
  color: white;
  font-size: 2rem;
}

.difference-content h4 {
  color: var(--dark-text);
  font-weight: 600;
  margin-bottom: 12px;
  font-size: 1.25rem;
}

.difference-content p {
  color: var(--dark-text-muted);
  line-height: 1.6;
  margin: 0;
  font-size: 0.95rem;
}

.not-payday-notice {
  background: rgba(79, 156, 249, 0.1);
  border: 1px solid rgba(79, 156, 249, 0.2);
  border-radius: 12px;
  padding: 20px 32px;
  display: inline-flex;
  align-items: center;
  gap: 12px;
  color: var(--accent-blue);
  font-weight: 500;
}

.not-payday-notice i {
  font-size: 1.25rem;
}

/* Banking Tabs */
.banking-tabs {
  margin-bottom: 60px;
}

.banking-tabs .nav-tabs {
  border: none;
  justify-content: center;
  gap: 0;
}

.banking-tabs .nav-item {
  margin: 0;
}

.banking-tabs .nav-link {
  background: transparent;
  border: none;
  border-bottom: 2px solid transparent;
  border-radius: 0;
  color: var(--dark-text-muted);
  font-weight: 500;
  padding: 16px 32px;
  font-size: 1rem;
  transition: all 0.3s ease;
  position: relative;
}

.banking-tabs .nav-link:hover {
  color: var(--dark-text);
  border-color: transparent;
}

.banking-tabs .nav-link.active {
  color: var(--dark-text);
  background: transparent;
  border-bottom-color: var(--accent-blue);
}

.banking-tabs .nav-link.active::after {
  content: "";
  position: absolute;
  bottom: -2px;
  left: 50%;
  transform: translateX(-50%);
  width: 60%;
  height: 2px;
  background: var(--accent-blue);
}

/* Tab Content */
.tab-content {
  min-height: 400px;
}

.secure-content h2 {
  font-size: 2.5rem;
  font-weight: 700;
  color: var(--dark-text);
  margin-bottom: 24px;
  line-height: 1.2;
}

.secure-content p {
  color: var(--dark-text-muted);
  font-size: 1rem;
  line-height: 1.6;
  margin-bottom: 32px;
}

.btn-get-started-arrow {
  color: var(--accent-blue);
  font-weight: 600;
  text-decoration: none;
  font-size: 1rem;
  display: inline-flex;
  align-items: center;
  gap: 8px;
  transition: all 0.3s ease;
}

.btn-get-started-arrow:hover {
  color: var(--accent-blue);
  gap: 12px;
}

.btn-get-started-arrow i {
  font-size: 0.875rem;
  transition: transform 0.3s ease;
}

.btn-get-started-arrow:hover i {
  transform: translateX(4px);
}

.secure-image img {
  max-width: 100%;
  height: auto;
  border-radius: 16px;
}

/* FAQ Section */
.faq-section {
  background: var(--dark-bg);
  padding: 100px 0;
}

.faq-content .section-badge {
  display: inline-block;
  color: var(--dark-text-muted);
  font-size: 0.875rem;
  font-weight: 500;
  letter-spacing: 2px;
  margin-bottom: 16px;
  text-transform: uppercase;
}

.faq-content h2 {
  font-size: 2.5rem;
  font-weight: 700;
  color: var(--dark-text);
  margin-bottom: 40px;
  line-height: 1.2;
}

/* Red underline for "questions" */
.text-underline-red {
  position: relative;
  display: inline-block;
  z-index: 2;
}

.text-underline-red::after {
  content: "";
  position: absolute;
  bottom: 6px;
  left: 0;
  right: 0;
  height: 10px;
  background: linear-gradient(90deg, #ff6b6b, #f59e0b);
  border-radius: 2px;
  z-index: -1;
}

.faq-image img {
  max-width: 100%;
  height: auto;
  border-radius: 16px;
}

/* FAQ List */
.faq-list {
  margin-bottom: 32px;
}

.faq-item {
  border-bottom: 1px solid rgba(255, 255, 255, 0.1);
  margin-bottom: 0;
}

.faq-question {
  width: 100%;
  background: transparent;
  border: none;
  color: var(--dark-text);
  font-weight: 500;
  font-size: 1rem;
  padding: 24px 0;
  display: flex;
  justify-content: space-between;
  align-items: center;
  text-align: left;
  cursor: pointer;
  transition: color 0.3s ease;
}

.faq-question:hover {
  color: var(--dark-text);
}

.faq-question span {
  flex: 1;
}

.faq-icon {
  width: 32px;
  height: 32px;
  background: var(--accent-blue);
  border-radius: 50%;
  display: flex;
  align-items: center;
  justify-content: center;
  transition: all 0.3s ease;
}

.faq-icon i {
  color: white;
  font-size: 0.875rem;
  transition: transform 0.3s ease;
}

.faq-question[aria-expanded="true"] .faq-icon {
  transform: rotate(45deg);
}

.faq-answer {
  overflow: hidden;
  transition: all 0.3s ease;
}

.faq-answer-content {
  color: var(--dark-text-muted);
  padding: 0 0 24px 0;
  line-height: 1.6;
  font-size: 0.95rem;
}

/* FAQ Contact */
.faq-contact {
  margin-top: 32px;
  color: var(--dark-text-muted);
  font-size: 1rem;
}

.contact-link {
  color: var(--dark-text);
  text-decoration: underline;
  font-weight: 600;
  transition: color 0.3s ease;
}

.contact-link:hover {
  color: var(--accent-blue);
}

/* Services Section */
.services-section {
  background: var(--dark-card-bg);
  padding: 100px 0;
}

.services-table {
  background: var(--dark-bg);
  border-radius: 16px;
  padding: 40px;
  overflow-x: auto;
}

.table {
  color: var(--dark-text);
  margin-bottom: 0;
}

.table th {
  border: none;
  padding: 20px 16px;
  font-weight: 600;
  background: transparent;
  color: var(--dark-text);
  text-align: center;
}

.table td {
  border: 1px solid rgba(255, 255, 255, 0.1);
  padding: 16px;
  vertical-align: middle;
  text-align: center;
  background: var(--dark-card-bg);
}

.table td:first-child {
  text-align: left;
  font-weight: 500;
}

.text-success {
  color: var(--accent-green) !important;
}

.text-danger {
  color: #ef4444 !important;
}

/* Statistics Section */
.stats-section {
  background: var(--dark-bg);
  padding: 80px 0;
}

.stat-item {
  text-align: center;
}

.stat-item h2 {
  font-size: 3rem;
  font-weight: 700;
  color: var(--dark-text);
  margin-bottom: 8px;
}

.stat-item p {
  color: var(--dark-text-muted);
  font-size: 1.125rem;
}

/* Customer Feedback Section */
.feedback-section {
  background: var(--dark-card-bg);
  padding: 100px 0;
}

.feedback-item {
  background: var(--dark-bg);
  border-radius: 16px;
  padding: 32px;
  border: 1px solid rgba(255, 255, 255, 0.1);
  height: 100%;
  transition: all 0.3s ease;
}

.feedback-item:hover {
  transform: translateY(-5px);
  box-shadow: 0 20px 40px rgba(0, 0, 0, 0.3);
}

.stars {
  margin-bottom: 20px;
}

.stars i {
  color: var(--accent-orange);
  font-size: 1.25rem;
  margin-right: 4px;
}

.feedback-item p {
  color: var(--dark-text);
  font-size: 1.125rem;
  line-height: 1.6;
  margin-bottom: 24px;
  font-style: italic;
}

.author {
  display: flex;
  align-items: center;
}

.author img {
  width: 48px;
  height: 48px;
  border-radius: 50%;
  margin-right: 16px;
}

.author-info h5 {
  color: var(--dark-text);
  font-weight: 600;
  margin-bottom: 4px;
  font-size: 1rem;
}

.author-info span {
  color: var(--dark-text-muted);
  font-size: 0.875rem;
}

/* Articles Section */
.articles-section {
  background: var(--dark-bg);
  padding: 100px 0;
}

.article-item {
  background: var(--dark-card-bg);
  border-radius: 16px;
  overflow: hidden;
  border: 1px solid rgba(255, 255, 255, 0.1);
  transition: all 0.3s ease;
  height: 100%;
}

.article-item:hover {
  transform: translateY(-5px);
  box-shadow: 0 20px 40px rgba(0, 0, 0, 0.3);
}

.article-item img {
  width: 100%;
  height: 200px;
  object-fit: cover;
}

.article-content {
  padding: 24px;
}

.article-content h4 {
  color: var(--dark-text);
  font-weight: 600;
  margin-bottom: 16px;
  line-height: 1.4;
}

.date {
  color: var(--dark-text-muted);
  font-size: 0.875rem;
  font-weight: 500;
}

/* CTA Section */
.cta-section {
  padding: 35px;
  background: linear-gradient(135deg, #4285f4, #6366f1);
  position: relative;
  overflow: hidden;
}

.cta-content h2 {
  color: white;
  font-size: 3rem;
  font-weight: 700;
  margin-bottom: 20px;
  line-height: 1.2;
}

.cta-content p {
  color: rgba(0, 0, 0, 0.9);
  font-size: 1.125rem;
  margin-bottom: 40px;
  line-height: 1.6;
}

.cta-form {
  margin-bottom: 32px;
}

.cta-form .input-group {
  display: flex;
  max-width: 420px;
  background: white;
  border-radius: 8px;
  overflow: hidden;
  box-shadow: 0 4px 20px rgba(0, 0, 0, 0.1);
}

.cta-form .form-control {
  background: transparent;
  border: none;
  color: #333;
  padding: 16px 20px;
  font-size: 1rem;
  flex: 1;
}

.cta-form .form-control:focus {
  outline: none;
  box-shadow: none;
}

.cta-form .form-control::placeholder {
  color: #999;
}

.btn-subscribe {
  background: #1f2937;
  color: white;
  border: none;
  padding: 16px 32px;
  font-weight: 600;
  font-size: 1rem;
  cursor: pointer;
  transition: all 0.3s ease;
}

.btn-subscribe:hover {
  background: #111827;
}

.cta-features {
  display: flex;
  gap: 32px;
  flex-wrap: wrap;
}

.feature-item {
  display: flex;
  align-items: center;
  gap: 12px;
  color: white;
}

.feature-item i {
  color: #ffffff;
  font-size: 1.125rem;
}

.feature-item span {
  font-size: 1rem;
  font-weight: 500;
}

.cta-image {
  text-align: center;
  position: relative;
}

.cta-image img {
  max-width: 100%;
  height: auto;
  max-height: 500px;
}

/* Footer */
.footer-area {
  background: var(--dark-card-bg);
  padding: 60px 0 20px;
}

.footer-widget {
  margin-bottom: 40px;
}

.footer-logo {
  height: 40px;
  margin-bottom: 20px;
}

.footer-widget p {
  color: var(--dark-text-muted);
  line-height: 1.6;
  margin-bottom: 24px;
}

.footer-widget h4 {
  color: var(--dark-text);
  font-weight: 600;
  margin-bottom: 20px;
}

.footer-widget ul {
  list-style: none;
  padding: 0;
}

.footer-widget ul li {
  margin-bottom: 12px;
}

.footer-widget ul li a {
  color: var(--dark-text-muted);
  text-decoration: none;
  transition: color 0.3s ease;
}

.footer-widget ul li a:hover {
  color: var(--accent-blue);
}

.social-links {
  display: flex;
  gap: 12px;
}

.social-links a {
  width: 40px;
  height: 40px;
  background: rgba(0, 0, 0, 0.1);
  border-radius: 50%;
  display: flex;
  align-items: center;
  justify-content: center;
  color: var(--dark-text);
  transition: all 0.3s ease;
}

.social-links a:hover {
  background: var(--accent-blue);
  color: white;
}

.footer-bottom {
  border-top: 1px solid rgba(0, 0, 0, 0.1);
  padding-top: 20px;
  margin-top: 40px;
}

.footer-bottom p {
  color: var(--dark-text-muted);
  margin: 0;
}

.footer-social {
  display: flex;
  gap: 12px;
  justify-content: flex-end;
}

.footer-social a {
  color: var(--dark-text-muted);
  font-size: 1.25rem;
  transition: color 0.3s ease;
}

.footer-social a:hover {
  color: var(--accent-blue);
}

/* Responsive Design */
@media (max-width: 992px) {
  .hero-title {
    font-size: 2.5rem;
  }

  .section-title {
    font-size: 2rem;
  }

  .hero-buttons {
    flex-direction: column;
    align-items: flex-start;
  }

  .cta-form .input-group {
    flex-direction: column;
    max-width: 100%;
  }

  .btn-subscribe {
    border-radius: 0 0 8px 8px;
  }

  .cta-features {
    gap: 20px;
    justify-content: center;
  }

  .cta-content h2 {
    font-size: 2.25rem;
  }

  .partners-logos {
    gap: 20px;
  }

  /* Adjust invoice composition for tablets */
  .side-card-left {
    left: -80px;
    max-width: 200px;
  }

  .side-card-right {
    right: -60px;
    max-width: 160px;
  }

  .main-card {
    max-width: 320px;
  }

  /* Responsive tabs for tablets */
  .banking-tabs .nav-link {
    padding: 14px 24px;
    font-size: 0.95rem;
  }
}

@media (max-width: 768px) {
  .hero-title {
    font-size: 2rem;
  }

  .section-title {
    font-size: 1.75rem;
  }

  .hero-area {
    padding: 100px 0 60px;
  }

  .steps-section,
  .manage-cash-section,
  .secure-banking-section,
  .faq-section,
  .services-section,
  .stats-section,
  .feedback-section,
  .articles-section,
  .cta-section {
    padding: 60px 0;
  }

  .loan-calculator {
    margin-top: 40px;
  }

  .partners-section {
    padding: 40px 0;
  }

  .partners-logos {
    flex-direction: column;
    align-items: flex-start;
    gap: 16px;
  }

  /* Hide background elements on mobile for better performance */
  .hero-bg-elements {
    display: none;
  }

  /* Simplify invoice composition on mobile */
  .side-card {
    display: none;
  }

  .invoice-composition {
    min-height: auto;
  }

  .main-card {
    max-width: 100%;
  }

  /* Responsive tabs */
  .banking-tabs .nav-link {
    padding: 12px 16px;
    font-size: 0.9rem;
  }

  .banking-tabs {
    margin-bottom: 40px;
  }

  .cta-content h2 {
    font-size: 2rem;
  }

  .cta-features {
    flex-direction: column;
    gap: 16px;
    align-items: flex-start;
  }
}

/* Partners Section */
.partners-section {
  padding: 60px 0;
  background: var(--dark-bg);
}

.partners-text {
  color: var(--dark-text);
  font-weight: 500;
  margin-bottom: 24px;
  font-size: 1rem;
}

.partners-logos {
  display: flex;
  align-items: center;
  gap: 40px;
  flex-wrap: wrap;
}

.partner-logo {
  display: flex;
  flex-direction: column;
  align-items: flex-start;
}

.logo-text {
  color: var(--dark-text-muted);
  font-weight: 600;
  font-size: 1.1rem;
  letter-spacing: 1px;
}

.logo-subtitle {
  color: var(--dark-text-muted);
  font-size: 0.75rem;
  font-weight: 400;
  margin-top: 2px;
  letter-spacing: 0.5px;
}

/* Loan Information Section */
.loan-info-section {
  padding: 100px 0;
  background: var(--dark-bg);
}

.loan-details-card {
  background: var(--dark-card-bg);
  border-radius: 20px;
  padding: 40px;
  box-shadow: 0 15px 50px rgba(0, 0, 0, 0.3);
  margin-top: 50px;
}

.loan-detail-item {
  display: flex;
  align-items: flex-start;
  gap: 20px;
  margin-bottom: 30px;
}

.detail-icon {
  width: 60px;
  height: 60px;
  background: linear-gradient(
    135deg,
    var(--accent-blue),
    var(--accent-blue-light)
  );
  border-radius: 50%;
  display: flex;
  align-items: center;
  justify-content: center;
  flex-shrink: 0;
}

.detail-icon i {
  font-size: 24px;
  color: white;
}

.detail-content h4 {
  color: var(--dark-text);
  font-size: 20px;
  font-weight: 600;
  margin-bottom: 8px;
}

.detail-content p {
  color: var(--dark-text-muted);
  font-size: 16px;
  margin: 0;
}

.terms-note {
  background: rgba(255, 193, 7, 0.1);
  border: 1px solid rgba(255, 193, 7, 0.3);
  border-radius: 12px;
  padding: 20px;
  display: flex;
  align-items: center;
  gap: 15px;
  margin-top: 30px;
}

.terms-note i {
  color: #ffc107;
  font-size: 20px;
}

.terms-note span {
  color: var(--dark-text-muted);
  font-size: 14px;
}

.how-it-works-title {
  color: var(--dark-text);
  font-size: 28px;
  font-weight: 700;
  margin-bottom: 10px;
}

.how-it-works-subtitle {
  color: var(--dark-text-muted);
  font-size: 16px;
  margin-bottom: 40px;
}

.process-step {
  text-align: center;
  padding: 20px;
}

.step-number {
  display: inline-block;
  width: 60px;
  height: 60px;
  background: linear-gradient(
    135deg,
    var(--accent-blue),
    var(--accent-blue-light)
  );
  color: white;
  border-radius: 50%;
  font-size: 24px;
  font-weight: 700;
  display: flex;
  align-items: center;
  justify-content: center;
  margin: 0 auto 15px;
}

.process-step h5 {
  color: var(--dark-text);
  font-size: 18px;
  font-weight: 600;
  margin-bottom: 10px;
}

.process-step p {
  color: var(--dark-text-muted);
  font-size: 14px;
}

.disclaimer-note {
  background: rgba(13, 110, 253, 0.05);
  border-radius: 8px;
  padding: 15px;
  border: 1px solid rgba(13, 110, 253, 0.15);
}

.disclaimer-note small {
  color: var(--dark-text);
  font-style: italic;
  font-weight: 500;
}

/* About Section */
.about-section {
  padding: 100px 0;
  background: var(--dark-bg);
}

.about-content h2 {
  color: var(--dark-text);
  font-size: 42px;
  font-weight: 700;
  line-height: 1.2;
  margin-bottom: 30px;
}

.about-content p {
  color: var(--dark-text-muted);
  font-size: 16px;
  line-height: 1.6;
  margin-bottom: 25px;
}

.mission-section,
.business-section {
  margin-top: 35px;
  padding: 25px;
  background: rgba(255, 255, 255, 0.03);
  border-radius: 15px;
  border-left: 4px solid var(--accent-blue);
}

.mission-section h4,
.business-section h4 {
  color: var(--dark-text);
  font-size: 20px;
  font-weight: 600;
  margin-bottom: 15px;
}

.mission-section p,
.business-section p {
  color: var(--dark-text-muted);
  font-size: 15px;
  line-height: 1.6;
  margin-bottom: 15px;
}

/* CTA Section Updates */
.cta-buttons {
  display: flex;
  gap: 20px;
  margin-bottom: 30px;
  flex-wrap: wrap;
}

.cta-buttons .btn {
  padding: 15px 35px;
  border-radius: 12px;
  font-weight: 600;
  text-decoration: none;
  display: inline-flex;
  align-items: center;
  justify-content: center;
  transition: all 0.3s ease;
}

.cta-buttons .btn-primary {
  background: linear-gradient(
    135deg,
    var(--accent-blue),
    var(--accent-blue-light)
  );
  border: none;
  color: white;
}

.cta-buttons .btn-outline-light {
  border: 2px solid rgba(255, 255, 255, 0.3);
  color: white;
  background: transparent;
}

.cta-buttons .btn:hover {
  transform: translateY(-2px);
  box-shadow: 0 10px 30px rgba(0, 0, 0, 0.3);
}

.cta-features {
  display: flex;
  flex-direction: column;
  gap: 15px;
}

/* Footer Updates */
.footer-area {
  background: #f8f9fa;
  padding: 60px 0 30px;
  border-top: 1px solid rgba(0, 0, 0, 0.1);
}

.footer-widget h3 {
  color: var(--dark-text);
  font-size: 24px;
  font-weight: 700;
  margin-bottom: 20px;
}

.footer-widget h4 {
  color: var(--dark-text);
  font-size: 18px;
  font-weight: 600;
  margin-bottom: 20px;
}

.footer-widget p {
  color: var(--dark-text-muted);
  font-size: 14px;
  line-height: 1.6;
  margin-bottom: 20px;
}

.footer-badge {
  display: inline-block;
  background: linear-gradient(
    135deg,
    var(--accent-blue),
    var(--accent-blue-light)
  );
  color: white;
  padding: 8px 16px;
  border-radius: 20px;
  font-size: 12px;
  font-weight: 600;
}

.footer-widget ul {
  list-style: none;
  padding: 0;
  margin: 0;
}

.footer-widget ul li {
  margin-bottom: 12px;
}

.footer-widget ul li a {
  color: var(--dark-text-muted);
  text-decoration: none;
  font-size: 14px;
  transition: color 0.3s ease;
}

.footer-widget ul li a:hover {
  color: var(--accent-blue);
}

.footer-notice {
  border-radius: 8px;
  padding: 18px;
  font-size: 14px;
  color: #333333;
  line-height: 1.5;
  box-shadow: 0 4px 12px rgba(0, 0, 0, 0.05);
}

.footer-notice strong {
  background: linear-gradient(
    135deg,
    var(--accent-blue),
    var(--accent-blue-light)
  );
  -webkit-background-clip: text;
  -webkit-text-fill-color: transparent;
  background-clip: text;
  font-weight: 700;
}

.footer-bottom {
  margin-top: 40px;
  padding-top: 30px;
  border-top: 1px solid rgba(0, 0, 0, 0.1);
}

.footer-copyright {
  color: var(--dark-text-muted);
  font-size: 14px;
  margin: 0;
}

.footer-copyright small {
  color: rgba(0, 0, 0, 0.5);
  font-size: 12px;
}

.footer-contact p {
  color: var(--dark-text-muted);
  font-size: 14px;
  margin-bottom: 5px;
}

.footer-contact p strong {
  color: var(--dark-text);
}

/* Policy Pages Styles */
.policy-section {
  padding: 120px 0 80px;
  background: var(--dark-bg);
  min-height: 100vh;
}

.policy-content {
  max-width: 800px;
  margin: 0 auto;
  background: var(--dark-card-bg);
  padding: 60px;
  border-radius: 20px;
  box-shadow: 0 15px 50px rgba(0, 0, 0, 0.3);
}

.policy-content h1 {
  color: var(--dark-text);
  font-size: 36px;
  font-weight: 700;
  margin-bottom: 10px;
  text-align: center;
}

.last-updated {
  color: var(--dark-text-muted);
  text-align: center;
  margin-bottom: 40px;
  font-style: italic;
}

.policy-intro {
  background: #f1f5fe;
  border-left: 4px solid var(--accent-blue);
  border-radius: 8px;
  padding: 25px;
  margin-bottom: 40px;
  box-shadow: 0 4px 15px rgba(13, 110, 253, 0.08);
}

.policy-section-content {
  margin-bottom: 40px;
  padding-bottom: 30px;
  border-bottom: 1px solid rgba(0, 0, 0, 0.1);
}

.policy-section-content:last-child {
  border-bottom: none;
  margin-bottom: 0;
}

.policy-content h2 {
  color: var(--dark-text);
  font-size: 24px;
  font-weight: 600;
  margin-bottom: 20px;
  border-left: 4px solid var(--accent-blue);
  padding-left: 20px;
}

.policy-content h3 {
  color: var(--dark-text);
  font-size: 20px;
  font-weight: 600;
  margin-bottom: 15px;
  margin-top: 25px;
}

.policy-content p {
  color: var(--dark-text-muted);
  font-size: 16px;
  line-height: 1.6;
  margin-bottom: 15px;
}

.policy-content ul {
  color: var(--dark-text-muted);
  margin-bottom: 20px;
  padding-left: 30px;
}

.policy-content ul li {
  margin-bottom: 8px;
  line-height: 1.5;
}

.policy-content ul li strong {
  color: var(--dark-text);
}

.contact-info {
  background: #f8f9fa;
  border-radius: 10px;
  padding: 25px;
  margin-top: 20px;
  box-shadow: 0 4px 15px rgba(0, 0, 0, 0.05);
  border-left: 4px solid var(--accent-blue);
}

.contact-info p {
  margin-bottom: 8px;
}

.contact-info p strong {
  color: var(--dark-text);
}

/* Responsive adjustments for policy pages */
@media (max-width: 768px) {
  .policy-content {
    padding: 30px 20px;
  }

  .policy-content h1 {
    font-size: 28px;
  }

  .policy-content h2 {
    font-size: 22px;
  }
}

/* Pre-Loan Form Styles */
.pre-loan-form {
  background: var(--dark-card-bg);
  border-radius: 20px;
  padding: 40px;
  box-shadow: 0 20px 60px rgba(0, 0, 0, 0.3);
  border: 1px solid rgba(255, 255, 255, 0.1);
  position: relative;
  overflow: hidden;
  z-index: 10;
}

.pre-loan-form::before {
  content: "";
  position: absolute;
  top: 0;
  left: 0;
  right: 0;
  height: 4px;
  background: linear-gradient(
    90deg,
    var(--accent-blue),
    var(--accent-blue-light)
  );
}

.pre-loan-form h3 {
  color: var(--dark-text);
  font-size: 2rem;
  font-weight: 700;
  margin-bottom: 12px;
  text-align: center;
}

.form-subtitle {
  color: var(--dark-text-muted);
  font-size: 1.1rem;
  text-align: center;
  margin-bottom: 30px;
}

.pre-form .form-group {
  margin-bottom: 24px;
}

.pre-form .form-group label {
  color: var(--dark-text);
  font-weight: 600;
  font-size: 14px;
  margin-bottom: 8px;
  display: block;
  text-transform: uppercase;
  letter-spacing: 0.5px;
}

.pre-form .form-control {
  background: rgba(255, 255, 255, 0.05);
  border: 2px solid rgba(255, 255, 255, 0.1);
  border-radius: 12px;
  color: var(--dark-text);
  font-size: 16px;
  padding: 16px 20px;
  transition: all 0.3s ease;
  height: auto;
}

.pre-form .form-control:focus {
  background: rgba(255, 255, 255, 0.08);
  border-color: var(--accent-blue);
  box-shadow: 0 0 0 3px rgba(66, 133, 244, 0.1);
  outline: none;
}

.pre-form .form-control::placeholder {
  color: var(--dark-text-muted);
  opacity: 0.7;
}

.pre-form select.form-control {
  cursor: pointer;
  background-image: url("data:image/svg+xml,%3csvg xmlns='http://www.w3.org/2000/svg' fill='none' viewBox='0 0 20 20'%3e%3cpath stroke='%23a1a5b0' stroke-linecap='round' stroke-linejoin='round' stroke-width='1.5' d='m6 8 4 4 4-4'/%3e%3c/svg%3e");
  background-position: right 16px center;
  background-repeat: no-repeat;
  background-size: 16px 16px;
  padding-right: 48px;
  -webkit-appearance: none;
  -moz-appearance: none;
  appearance: none;
}

.pre-form select.form-control option {
  background-color: #1f2937 !important;
  color: #ffffff !important;
  padding: 12px 16px;
  border: none;
}

.pre-form select.form-control option:hover,
.pre-form select.form-control option:focus,
.pre-form select.form-control option:checked {
  background-color: #4f9cf9 !important;
  color: #ffffff !important;
}

/* Дополнительные стили для обеспечения видимости option в разных браузерах */
.pre-form select.form-control {
  color: #ffffff !important;
}

.pre-form select.form-control:focus {
  color: #ffffff !important;
}

/* Для WebKit браузеров */
.pre-form select.form-control option:not(:checked) {
  background-color: #1f2937 !important;
  color: #ffffff !important;
}

.pre-form .btn-large {
  width: 100%;
  padding: 18px 24px;
  font-size: 18px;
  font-weight: 700;
  border-radius: 50px;
  background: linear-gradient(
    135deg,
    var(--accent-blue),
    var(--accent-blue-light)
  );
  color: white;
  border: none;
  transition: all 0.3s ease;
  box-shadow: 0 8px 25px rgba(66, 133, 244, 0.3);
  text-transform: uppercase;
  letter-spacing: 1px;
  margin-top: 8px;
}

.pre-form .btn-large:hover {
  transform: translateY(-3px);
  box-shadow: 0 12px 35px rgba(66, 133, 244, 0.4);
  background: linear-gradient(135deg, #5ba3fa, #7c6fff);
}

.pre-form .btn-large i {
  margin-left: 8px;
  transition: transform 0.3s ease;
}

.pre-form .btn-large:hover i {
  transform: translateX(4px);
}

.form-disclaimer {
  text-align: center;
  margin-top: 20px;
  color: var(--dark-text-muted);
  font-size: 14px;
  display: flex;
  align-items: center;
  justify-content: center;
  gap: 8px;
}

.form-disclaimer i {
  color: var(--accent-green);
  font-size: 16px;
}

/* Улучшенные стили для преформы */
.pre-form .row {
  margin-bottom: 0;
}

.pre-form .row .col-md-6 {
  padding-left: 8px;
  padding-right: 8px;
}

.pre-form .row .col-md-6:first-child {
  padding-left: 0;
}

.pre-form .row .col-md-6:last-child {
  padding-right: 0;
}

/* Responsive Pre-Form */
@media (max-width: 768px) {
  .pre-loan-form {
    padding: 30px 20px;
  }

  .pre-loan-form h3 {
    font-size: 1.75rem;
  }

  .form-subtitle {
    font-size: 1rem;
  }

  .pre-form .btn-large {
    font-size: 16px;
    padding: 16px 20px;
  }

  .pre-form .row .col-md-6 {
    padding-left: 0;
    padding-right: 0;
    margin-bottom: 0;
  }
}

/* Стили для Quick Loan Application */
.loan-application {
  background: var(--dark-card-bg);
  border-radius: 20px;
  padding: 40px;
  box-shadow: 0 20px 60px rgba(0, 0, 0, 0.3);
  border: 1px solid rgba(255, 255, 255, 0.1);
  position: relative;
  overflow: hidden;
  z-index: 10;
}

.loan-application::before {
  content: "";
  position: absolute;
  top: 0;
  left: 0;
  right: 0;
  height: 4px;
  background: linear-gradient(
    90deg,
    var(--accent-blue),
    var(--accent-blue-light)
  );
}

.application__title {
  color: var(--dark-text);
  font-size: 2rem;
  font-weight: 700;
  margin-bottom: 30px;
  text-align: center;
}

.application__form .form__group {
  margin-bottom: 24px;
}

.form-label {
  color: var(--dark-text);
  font-weight: 600;
  font-size: 14px;
  margin-bottom: 8px;
  display: block;
  text-transform: uppercase;
  letter-spacing: 0.5px;
}

.form__input,
.form__select {
  background: rgba(255, 255, 255, 0.05);
  border: 2px solid rgba(255, 255, 255, 0.1);
  border-radius: 12px;
  color: var(--dark-text);
  font-size: 16px;
  padding: 16px 20px;
  transition: all 0.3s ease;
  height: auto;
  width: 100%;
}

.form__input:focus,
.form__select:focus {
  background: rgba(255, 255, 255, 0.08);
  border-color: var(--accent-blue);
  box-shadow: 0 0 0 3px rgba(66, 133, 244, 0.1);
  outline: none;
}

.form__input::placeholder {
  color: var(--dark-text-muted);
  opacity: 0.7;
}

.form__select {
  cursor: pointer;
  background-image: url("data:image/svg+xml,%3csvg xmlns='http://www.w3.org/2000/svg' fill='none' viewBox='0 0 20 20'%3e%3cpath stroke='%23a1a5b0' stroke-linecap='round' stroke-linejoin='round' stroke-width='1.5' d='m6 8 4 4 4-4'/%3e%3c/svg%3e");
  background-position: right 16px center;
  background-repeat: no-repeat;
  background-size: 16px 16px;
  padding-right: 48px;
  -webkit-appearance: none;
  -moz-appearance: none;
  appearance: none;
}

.form__select option {
  background-color: #1f2937 !important;
  color: #ffffff !important;
  padding: 12px 16px;
  border: none;
}

.form__select option:hover,
.form__select option:focus,
.form__select option:checked {
  background-color: #3b82f6 !important;
  color: #ffffff !important;
}

.btn--primary {
  width: 100%;
  padding: 18px 24px;
  font-size: 18px;
  font-weight: 700;
  border-radius: 50px;
  background: linear-gradient(
    135deg,
    var(--accent-blue),
    var(--accent-blue-light)
  );
  color: white;
  border: none;
  transition: all 0.3s ease;
  box-shadow: 0 8px 25px rgba(66, 133, 244, 0.3);
  text-transform: uppercase;
  letter-spacing: 1px;
  margin-top: 8px;
}

.btn--primary:hover {
  transform: translateY(-3px);
  box-shadow: 0 12px 35px rgba(66, 133, 244, 0.4);
  background: linear-gradient(135deg, #5ba3fa, #7c6fff);
  color: white;
}

.application__disclaimer {
  text-align: center;
  margin-top: 20px;
  color: var(--dark-text-muted);
  font-size: 14px;
}

.application__disclaimer small {
  display: flex;
  align-items: center;
  justify-content: center;
  gap: 8px;
}

.application__disclaimer small::before {
  content: "\f3ed";
  font-family: "Font Awesome 5 Free";
  font-weight: 900;
  color: var(--accent-green);
  font-size: 16px;
}

/* Позиционирование в hero секции */
.hero-area .loan-application {
  margin-top: 40px;
}

/* Дополнительные стили для лучшей интеграции */
.form__input:focus,
.form__select:focus {
  border-color: var(--primary-blue);
  box-shadow: 0 0 0 0.2rem rgba(79, 156, 249, 0.25);
}

.btn--primary:hover {
  background: linear-gradient(45deg, #2563eb, #3b82f6);
  transform: translateY(-1px);
  box-shadow: 0 6px 20px rgba(79, 156, 249, 0.4);
}

/* Responsive */
@media (max-width: 768px) {
  .loan-application {
    padding: 30px 20px;
  }

  .application__title {
    font-size: 1.75rem;
  }

  .btn--primary {
    font-size: 16px;
    padding: 16px 20px;
  }

  .hero-area .loan-application {
    margin-top: 20px;
  }
}

/* Page Header Styles for Subpages */
.page-header {
  padding: 120px 0 80px;
  background: linear-gradient(135deg, var(--dark-bg), var(--dark-card-bg));
  position: relative;
  overflow: hidden;
}

.page-header::before {
  content: "";
  position: absolute;
  top: 0;
  left: 0;
  right: 0;
  bottom: 0;
  background: radial-gradient(
      circle at 20% 20%,
      rgba(79, 156, 249, 0.1) 0%,
      transparent 50%
    ),
    radial-gradient(
      circle at 80% 80%,
      rgba(99, 102, 241, 0.1) 0%,
      transparent 50%
    );
}

.page-title {
  font-size: 3.5rem;
  font-weight: 700;
  color: var(--dark-text);
  margin-bottom: 1rem;
  line-height: 1.2;
}

.page-subtitle {
  font-size: 1.25rem;
  color: var(--dark-text-muted);
  max-width: 600px;
  margin: 0 auto;
  line-height: 1.6;
}

/* Mission Section Items */
.mission-item {
  text-align: center;
  padding: 2rem;
  background: var(--dark-card-bg);
  border-radius: 16px;
  border: 1px solid rgba(255, 255, 255, 0.1);
  transition: all 0.3s ease;
  height: 100%;
}

.mission-item:hover {
  transform: translateY(-5px);
  box-shadow: 0 10px 40px rgba(79, 156, 249, 0.2);
  border-color: rgba(79, 156, 249, 0.3);
}

.mission-icon {
  width: 80px;
  height: 80px;
  background: linear-gradient(
    135deg,
    var(--accent-blue),
    var(--accent-blue-light)
  );
  border-radius: 50%;
  display: flex;
  align-items: center;
  justify-content: center;
  margin: 0 auto 1.5rem;
  transition: all 0.3s ease;
}

.mission-icon i {
  font-size: 2rem;
  color: white;
}

.mission-item h4 {
  font-size: 1.5rem;
  font-weight: 600;
  color: var(--dark-text);
  margin-bottom: 1rem;
}

.mission-item p {
  color: var(--dark-text-muted);
  line-height: 1.6;
  margin: 0;
}

/* Business Features */
.business-features {
  margin-top: 2rem;
}

.business-features .feature-item {
  display: flex;
  align-items: center;
  gap: 12px;
  margin-bottom: 1rem;
  padding: 12px 0;
}

.business-features .feature-item i {
  color: var(--accent-blue);
  font-size: 1.2rem;
  width: 20px;
}

.business-features .feature-item span {
  color: var(--dark-text-muted);
  font-weight: 500;
}

/* Values Section */
.values-section {
  padding: 100px 0;
  background: var(--dark-card-bg);
}

.value-item {
  text-align: center;
  padding: 2.5rem 1.5rem;
  background: var(--dark-bg);
  border-radius: 16px;
  border: 1px solid rgba(255, 255, 255, 0.1);
  transition: all 0.3s ease;
  height: 100%;
}

.value-item:hover {
  transform: translateY(-8px);
  box-shadow: 0 15px 50px rgba(0, 0, 0, 0.3);
  border-color: rgba(79, 156, 249, 0.4);
}

.value-icon {
  width: 70px;
  height: 70px;
  background: rgba(79, 156, 249, 0.1);
  border-radius: 50%;
  display: flex;
  align-items: center;
  justify-content: center;
  margin: 0 auto 1.5rem;
  transition: all 0.3s ease;
}

.value-item:hover .value-icon {
  background: var(--accent-blue);
  transform: scale(1.1);
}

.value-icon i {
  font-size: 1.8rem;
  color: var(--accent-blue);
  transition: all 0.3s ease;
}

.value-item:hover .value-icon i {
  color: white;
}

.value-item h4 {
  font-size: 1.4rem;
  font-weight: 600;
  color: var(--dark-text);
  margin-bottom: 1rem;
}

.value-item p {
  color: var(--dark-text-muted);
  line-height: 1.6;
  margin: 0;
}

/* Detailed Process Section */
.detailed-process-section {
  padding: 100px 0;
  background: var(--dark-bg);
}

.process-step {
  background: var(--dark-card-bg);
  border-radius: 16px;
  padding: 2.5rem 2rem;
  border: 1px solid rgba(255, 255, 255, 0.1);
  transition: all 0.3s ease;
  height: 100%;
  position: relative;
  overflow: hidden;
}

.process-step::before {
  content: "";
  position: absolute;
  top: 0;
  left: 0;
  right: 0;
  height: 4px;
  background: linear-gradient(
    90deg,
    var(--accent-blue),
    var(--accent-blue-light)
  );
  transform: scaleX(0);
  transition: transform 0.3s ease;
}

.process-step:hover::before {
  transform: scaleX(1);
}

.process-step:hover {
  transform: translateY(-5px);
  box-shadow: 0 15px 40px rgba(79, 156, 249, 0.2);
  border-color: rgba(79, 156, 249, 0.3);
}

.process-step .step-number {
  display: inline-flex;
  width: 50px;
  height: 50px;
  background: linear-gradient(
    135deg,
    var(--accent-blue),
    var(--accent-blue-light)
  );
  color: white;
  border-radius: 50%;
  align-items: center;
  justify-content: center;
  font-size: 1.5rem;
  font-weight: 700;
  margin-bottom: 1.5rem;
}

.process-step h5 {
  font-size: 1.4rem;
  font-weight: 600;
  color: var(--dark-text);
  margin-bottom: 1rem;
}

.process-step p {
  color: var(--dark-text-muted);
  line-height: 1.6;
  margin-bottom: 1.5rem;
}

.process-features ul {
  list-style: none;
  padding: 0;
  margin: 0;
}

.process-features li {
  display: flex;
  align-items: center;
  gap: 12px;
  margin-bottom: 10px;
  color: var(--dark-text-muted);
  font-size: 0.95rem;
}

.process-features li i {
  color: var(--accent-green);
  font-size: 1rem;
  width: 16px;
}

/* Requirements Section */
.requirements-section {
  padding: 100px 0;
  background: var(--dark-card-bg);
}

.requirements-content {
  padding-right: 2rem;
}

.requirements-list {
  list-style: none;
  padding: 0;
  margin-top: 2rem;
}

.requirements-list li {
  display: flex;
  align-items: flex-start;
  gap: 20px;
  margin-bottom: 2rem;
  padding: 1.5rem;
  background: var(--dark-bg);
  border-radius: 12px;
  border: 1px solid rgba(255, 255, 255, 0.1);
  transition: all 0.3s ease;
}

.requirements-list li:hover {
  transform: translateX(8px);
  border-color: rgba(79, 156, 249, 0.3);
  box-shadow: 0 5px 20px rgba(79, 156, 249, 0.1);
}

.requirements-list li i {
  color: var(--accent-blue);
  font-size: 1.5rem;
  margin-top: 4px;
  min-width: 24px;
}

.requirements-list li div strong {
  color: var(--dark-text);
  font-size: 1.1rem;
  font-weight: 600;
  display: block;
  margin-bottom: 0.5rem;
}

.requirements-list li div p {
  color: var(--dark-text-muted);
  margin: 0;
  line-height: 1.5;
}

/* Enhanced Accordion Styles */
.accordion {
  border-radius: 16px;
  overflow: hidden;
  box-shadow: 0 10px 30px rgba(0, 0, 0, 0.2);
}

.accordion-item {
  background: var(--dark-card-bg);
  border: 1px solid rgba(255, 255, 255, 0.1);
  margin-bottom: 8px;
  border-radius: 12px !important;
  overflow: hidden;
}

.accordion-item:last-child {
  margin-bottom: 0;
}

.accordion-button {
  background: var(--dark-card-bg) !important;
  color: var(--dark-text) !important;
  font-weight: 600;
  font-size: 1.1rem;
  padding: 1.5rem 2rem;
  border: none !important;
  border-radius: 12px !important;
  box-shadow: none !important;
  transition: all 0.3s ease;
}

.accordion-button:not(.collapsed) {
  background: linear-gradient(
    135deg,
    rgba(79, 156, 249, 0.1),
    rgba(99, 102, 241, 0.1)
  ) !important;
  color: var(--accent-blue) !important;
  border-bottom: 1px solid rgba(79, 156, 249, 0.2) !important;
}

.accordion-button:hover {
  background: rgba(79, 156, 249, 0.05) !important;
}

.accordion-button::after {
  background-image: url("data:image/svg+xml,%3csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 16 16' fill='%234f9cf9'%3e%3cpath fill-rule='evenodd' d='M1.646 4.646a.5.5 0 0 1 .708 0L8 10.293l5.646-5.647a.5.5 0 0 1 .708.708l-6 6a.5.5 0 0 1-.708 0l-6-6a.5.5 0 0 1 0-.708z'/%3e%3c/svg%3e") !important;
  width: 1.5rem;
  height: 1.5rem;
}

.accordion-body {
  background: var(--dark-bg);
  color: var(--dark-text-muted);
  padding: 2rem;
  line-height: 1.7;
  border-top: 1px solid rgba(255, 255, 255, 0.1);
}

/* Step Number Styling for Main Steps */
.steps-section .step-item {
  position: relative;
}

.steps-section .step-number {
  position: absolute;
  top: -10px;
  right: 20px;
  width: 40px;
  height: 40px;
  background: linear-gradient(
    135deg,
    var(--accent-blue),
    var(--accent-blue-light)
  );
  color: white;
  border-radius: 50%;
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 1.2rem;
  font-weight: 700;
  box-shadow: 0 4px 15px rgba(79, 156, 249, 0.3);
  z-index: 2;
}

/* Disclaimer Section */
.disclaimer-section {
  border-top: 1px solid rgba(79, 156, 249, 0.2);
  padding: 60px 0;

  position: relative;
  overflow: hidden;
}

.disclaimer-section::before {
  content: "";
  position: absolute;
  top: 0;
  left: 0;
  right: 0;
  bottom: 0;
  background: radial-gradient(
      circle at 20% 30%,
      rgba(79, 156, 249, 0.08) 0%,
      transparent 50%
    ),
    radial-gradient(
      circle at 80% 70%,
      rgba(99, 102, 241, 0.05) 0%,
      transparent 50%
    );
  pointer-events: none;
}

.disclaimer-content {
  max-width: 1100px;
  margin: 0 auto;
  text-align: center;
  position: relative;
  z-index: 2;
  background: rgba(248, 249, 250, 0.95);
  backdrop-filter: blur(10px);
  border: 1px solid rgba(79, 156, 249, 0.2);
  border-radius: 20px;
  padding: 40px 50px;
  box-shadow: 0 20px 40px rgba(0, 0, 0, 0.1), 0 8px 32px rgba(79, 156, 249, 0.1);
  transition: all 0.3s ease;
}

.disclaimer-content:hover {
  transform: translateY(-2px);
  box-shadow: 0 25px 50px rgba(0, 0, 0, 0.15),
    0 12px 40px rgba(79, 156, 249, 0.15);
  border-color: rgba(79, 156, 249, 0.3);
}

.disclaimer-content h4 {
  background: linear-gradient(
    135deg,
    var(--accent-blue),
    var(--accent-blue-light)
  );
  background-clip: text;
  -webkit-background-clip: text;
  -webkit-text-fill-color: transparent;
  font-size: 20px;
  font-weight: 700;
  margin-bottom: 25px;
  text-transform: uppercase;
  letter-spacing: 2px;
  position: relative;
  display: inline-block;
}

.disclaimer-content h4::after {
  content: "";
  position: absolute;
  bottom: -8px;
  left: 50%;
  transform: translateX(-50%);
  width: 60px;
  height: 3px;
  background: linear-gradient(
    135deg,
    var(--accent-blue),
    var(--accent-blue-light)
  );
  border-radius: 2px;
}

.disclaimer-text {
  color: var(--dark-text-muted);
  font-size: 15px;
  line-height: 1.7;
  max-width: 950px;
  margin: 0 auto;
  text-align: justify;
  font-weight: 400;
  letter-spacing: 0.3px;
}

.disclaimer-text::first-letter {
  font-size: 1.2em;
  font-weight: 600;
  color: var(--accent-blue);
}

/* Decorative elements */
.disclaimer-section::after {
  content: "";
  position: absolute;
  top: 20px;
  right: 40px;
  width: 100px;
  height: 100px;
  background: linear-gradient(
    135deg,
    rgba(79, 156, 249, 0.1),
    rgba(99, 102, 241, 0.1)
  );
  border-radius: 50%;
  animation: float 6s ease-in-out infinite;
}

@keyframes float {
  0%,
  100% {
    transform: translateY(0) rotate(0deg);
  }
  50% {
    transform: translateY(-10px) rotate(180deg);
  }
}

@media (max-width: 992px) {
  .disclaimer-section {
    padding: 50px 0;
    margin-top: 70px;
  }

  .disclaimer-content {
    margin: 0 20px;
    padding: 35px 30px;
    border-radius: 16px;
  }

  .disclaimer-content h4 {
    font-size: 18px;
    margin-bottom: 20px;
    letter-spacing: 1.5px;
  }

  .disclaimer-text {
    font-size: 14px;
    line-height: 1.6;
    text-align: left;
  }
}

@media (max-width: 768px) {
  .disclaimer-section {
    padding: 40px 0;
    margin-top: 60px;
  }

  .disclaimer-content {
    margin: 0 15px;
    padding: 30px 25px;
    border-radius: 12px;
  }

  .disclaimer-content h4 {
    font-size: 16px;
    margin-bottom: 18px;
    letter-spacing: 1px;
  }

  .disclaimer-content h4::after {
    width: 40px;
    height: 2px;
  }

  .disclaimer-text {
    font-size: 13px;
    line-height: 1.5;
  }

  .disclaimer-section::after {
    display: none;
  }
}

/* Mobile Styles for New Page Sections */

/* Адаптивность для loan-detail-item трехколоночная структура */
@media (max-width: 768px) {
  .loan-details-card .row [class*="col-lg-4"] {
    flex: 0 0 100%;
    max-width: 100%;
    margin-bottom: 20px;
  }

  .loan-detail-item {
    margin-bottom: 20px;
  }
}

@media (min-width: 769px) and (max-width: 991px) {
  .loan-details-card .row [class*="col-lg-4"]:last-child {
    flex: 0 0 100%;
    max-width: 100%;
    margin-top: 15px;
  }

  .loan-details-card .row [class*="col-lg-4"]:nth-child(1),
  .loan-details-card .row [class*="col-lg-4"]:nth-child(2) {
    flex: 0 0 50%;
    max-width: 50%;
  }
}