Terms of Use

Welcome to the official website of Certes Financial Pros LLC. These Terms of Use ("Terms") govern your use of our website and services. By accessing or using our platform, you agree to be bound by these Terms.

Eligibility

To access our services, you must be:

• At least 18 years of age
• A legal resident of the United States

Nature of Services

Certes Financial Pros LLC operates as a loan facilitator, not a direct lender. Our role is to assist consumers in connecting with independent, third-party lenders for potential financial products.

Intellectual Property

All materials, logos, images, text, and software found on this website are the intellectual property of Certes Financial Pros LLC and are protected by copyright, trademark, and other applicable laws. Unauthorized use, duplication, or distribution of any content is strictly prohibited.

Limitation of Liability

We are not responsible for any indirect, incidental, special, or consequential damages resulting from your use of our website or services. This includes, but is not limited to, service interruptions, data loss, or financial harm.

Indemnification

You agree to indemnify and hold harmless Certes Financial Pros LLC, its affiliates, officers, employees, and agents from any claims, liabilities, or expenses arising from your misuse of our services or violation of these Terms.

Governing Law

These Terms shall be governed by the laws of the Lac Vieux Desert Band of Lake Superior Chippewa Indians and applicable United States federal laws.

User Conduct

When using our website and services, you agree to:

• Provide accurate and truthful information
• Not use our services for any illegal or unauthorized purpose
• Not attempt to gain unauthorized access to our systems
• Not interfere with the proper functioning of our website
• Respect the intellectual property rights of others

Privacy

Your privacy is important to us. Please review our Privacy Policy to understand how we collect, use, and protect your personal information.

Modifications to Terms

We reserve the right to modify these Terms at any time. Changes will be posted on this page with an updated effective date. Your continued use of our services after any modifications constitutes acceptance of the new Terms.

Termination

We may terminate or suspend your access to our services at any time, without prior notice, for conduct that we believe violates these Terms or is harmful to other users, us, or third parties.

Severability

If any provision of these Terms is found to be unenforceable or invalid, that provision will be limited or eliminated to the minimum extent necessary so that the Terms will otherwise remain in full force and effect.

Complete Agreement

These Terms constitute the complete agreement between you and Certes Financial Pros LLC regarding your use of our website and services, and supersede all prior agreements and understandings.

For complete Terms of Use, please refer to our Terms of Use page.

Contact Information

If you have any questions about these Terms of Use, please contact us at: